M-Pesa Daraja Integration: How Instant Parent STK Push Cuts School Fee Default by 60%

Explore how Safaricom Daraja STK push payment prompts empower school bursars to collect school fees securely, issue instant digital receipts, and eliminate cash handling risks.

# M-Pesa Daraja Integration: How Instant Parent STK Push Cuts School Fee Default by 60% Fee collection remains one of the greatest operational headaches for school headteachers and bursars in Kenya. Lost bank deposit slips, delayed reconciliations, and parents queuing for hours at local bank branches during opening week have historically led to severe cash flow shortages. ### Moving Beyond Manual Bank Slips With Somesha's native integration with **Safaricom Daraja 2.0 API**, schools can now trigger instantaneous payment prompts directly on parents' mobile handsets. #### How STK Push Works for School Fees: 1. **Bursar Invoicing**: The school bursar clicks **'Prompt Parent Phone'** on any student's outstanding fee balance. 2. **Mobile Screen Alert**: The parent immediately receives a secure SIM prompt: *'Do you want to pay KES 4,500 to School? Enter M-Pesa PIN'*. 3. **Automated Reconciliation**: Once the parent inputs their PIN, Safaricom's webhook updates the student's fee ledger to 'PAID' in real time, generates an official receipt number, and sends an automated SMS confirmation. This frictionless mobile flow cuts fee default rates by over 60% while providing transparent financial audit trails for the Board of Management.